Before You Close:

• Check Survey – Where Applicable
  
  
• Purchase agreement signed and accepted by seller
  
  
• All contingencies met
  
  
• Home loan approved
  
  
• Appraisal completed
  
  
• Title/Abstract work completed
  
  
• Final Walk-Through

What to Have Prior to the Closing:

• Cashiers check for the balance of your down payment
  
  
• Homeowner’s insurance binder
  
  
• A photo ID

What You Will Sign at the Closing:

• A document stating the specifics of the loan: monthly mortgage payments, the amount of the loan, the term of the loan and its interest rate
  
  
• A promissory note stating that you will make the monthly mortgage payments
  
  
• The mortgage papers
  
  
• Escrow Instructions – where applicable